CSB Bancorp, Inc.
CSBBFinancial Services · Stock · quarterly payer
Forward Yield
2.29%
Annual Dividend
$1.80
Payout Ratio
29%
5-Yr Growth
—
Ex-Date
Sep 8, 2026
Frequency
Quarterly
Summary
As of September 2026, CSB Bancorp, Inc. (CSBB) yields 2.29% ($1.80 per share annually), with a blended fair-value estimate of $104.69 — +33% upside, so it screens as undervalued. Dividend safety grade: A (80/100). 4 years of dividend growth.
Is CSBB a good dividend stock?
YesCSB Bancorp, Inc. (CSBB) pays a quarterly dividend yielding 2.29% ($1.80/yr), with 4 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (29%)
- 100% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.29%
- Payout Ratio
- 29%
- Annual Dividend
- $1.80
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Sep 8, 2026
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- -0.09
- Market Cap
- $206.5M
- P/E Ratio
- 13.6
- 5-Yr Total Return
- 100%
- 52-Week Range
- $44.60 – $78.99
- Dividend Safety
- A · 80/100
- Ever Cut?
- No
Frequently Asked Questions
CSBB Price — Last 12 Months
Daily close
Price Return
1 Year
+59%
3 Years
+108%
5 Years
+100%
52-Week Range
$44.60 – $78.99
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CSBB worth?
Undervaluedmedium confidenceOur blended fair-value estimate for CSB Bancorp, Inc. is $104.69 per share, versus a market price of $78.60. That implies 33% of upside — a margin of safety of about 25%.
Fair Value
$104.69
Current Price
$78.60
Upside
+33%
Margin of Safety
25%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 8.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 8.0% stage-1 growth, 2.5% terminal growth, $5.78 EPS, $1.80 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CSBB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 9, 2026 | — | $0.4300 | regular |
| Mar 10, 2026 | — | $0.4300 | regular |
| Dec 2, 2025 | — | $0.4200 | regular |
| Sep 9, 2025 | — | $0.4100 | regular |
| Jun 10, 2025 | — | $0.4100 | regular |
| Mar 11, 2025 | — | $0.4000 | regular |
| Dec 3, 2024 | — | $0.4000 | regular |
| Sep 3, 2024 | — | $0.4000 | regular |
| Jun 4, 2024 | — | $0.3900 | regular |
| Mar 4, 2024 | — | $0.3900 | regular |
| Dec 4, 2023 | — | $0.3800 | regular |
| Sep 1, 2023 | — | $0.3800 | regular |
| Jun 5, 2023 | — | $0.3800 | regular |
| Mar 6, 2023 | — | $0.3600 | regular |
Income Calculator
At $1.80 / yr per share
