BAC vs EFR: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. EFR offers the higher yield at 8.06%, BAC has the higher dividend-safety score, and EFR trades at the larger discount to fair value (+62%).
| Metric | BAC | EFR |
|---|---|---|
| Forward yield | 2.29% | 8.06% |
| Annual dividend | $1.28 | $0.83 |
| Payout ratio | 26% | 192% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 5.5% |
| 5-yr total return | 21% | -31% |
| Dividend safety score | 86 (A) | 49 (D) |
| Fair value estimate | $91.91 | $16.75 |
| Upside to fair value | +59% | +62% |
| Frequency | quarterly | monthly |
| Market cap | $390.9B | $300.8M |
| P/E ratio | 12.9 | 20.0 |
Higher yield
EFR
8.06%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
EFR
+62% upside
BAC vs EFR — FAQ
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