SmarterDividends

EFR vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. EFR offers the higher yield at 8.06%, MA has the higher dividend-safety score, and EFR trades at the larger discount to fair value (+62%).

MetricEFRMA
Forward yield8.06%0.62%
Annual dividend$0.83$3.48
Payout ratio192%18%
Years of growth0 yr14 yr
5-yr dividend growth5.5%13.7%
5-yr total return-31%68%
Dividend safety score49 (D)88 (A)
Fair value estimate$16.75$574.22
Upside to fair value+62%+2%
Frequencymonthlyquarterly
Market cap$300.8M$491.5B
P/E ratio20.030.9

Higher yield

EFR

8.06%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

EFR

+62% upside

EFR vs MA — FAQ

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