BAC vs FMNB: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FMNB offers the higher yield at 4.63%, BAC has the higher dividend-safety score, and FMNB trades at the larger discount to fair value (+107%).
| Metric | BAC | FMNB |
|---|---|---|
| Forward yield | 2.22% | 4.63% |
| Annual dividend | $1.28 | $0.72 |
| Payout ratio | 26% | 46% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 9.1% |
| 5-yr total return | 21% | -13% |
| Dividend safety score | 86 (A) | 85 (A) |
| Fair value estimate | $91.91 | $32.27 |
| Upside to fair value | +59% | +107% |
| Frequency | quarterly | quarterly |
| Market cap | $403.7B | $921.9M |
| P/E ratio | 13.3 | 10.5 |
Higher yield
FMNB
4.63%
Safer dividend
BAC
Grade A
Faster growth
FMNB
9.1%
Better value
FMNB
+107% upside
BAC vs FMNB — FAQ
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