Farmers National Banc Corp.
FMNBFinancial Services · Stock · quarterly payer
Forward Yield
4.63%
Annual Dividend
$0.72
Payout Ratio
46%
5-Yr Growth
9.1%
Ex-Date
Sep 11, 2026
Frequency
Quarterly
Summary
As of September 2026, Farmers National Banc Corp. (FMNB) yields 4.63% ($0.72 per share annually), with a blended fair-value estimate of $32.27 — +107% upside, so it screens as undervalued. Dividend safety grade: A (85/100).
Is FMNB a good dividend stock?
YesFarmers National Banc Corp. (FMNB) pays a quarterly dividend yielding 4.63% ($0.72/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (46%)
- Strong 9.1% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2010
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 4.63%
- Payout Ratio
- 46%
- Annual Dividend
- $0.72
- 5-Yr Avg Growth
- 9.1%
- Ex-Dividend Date
- Sep 11, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.78
- Market Cap
- $921.9M
- P/E Ratio
- 10.5
- 5-Yr Total Return
- -13%
- 52-Week Range
- $12.12 – $16.46
- Dividend Safety
- A · 85/100
- Ever Cut?
- Yes (2010)
Frequently Asked Questions
FMNB Price — Last 12 Months
Daily close
Price Return
1 Year
+20%
3 Years
+38%
5 Years
-13%
52-Week Range
$12.12 – $16.46
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FMNB worth?
Undervaluedlow confidenceOur blended fair-value estimate for Farmers National Banc Corp. is $32.27 per share, versus a market price of $15.56. That implies 107% of upside — a margin of safety of about 52%.
Fair Value
$32.27
Current Price
$15.56
Upside
+107%
Margin of Safety
52%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 7.2% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.2% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $1.48 EPS, $0.72 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FMNB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 11, 2026 | — | $0.1800 | regular |
| Jun 12, 2026 | — | $0.1700 | regular |
| Feb 13, 2026 | — | $0.1700 | regular |
| Dec 12, 2025 | — | $0.1700 | regular |
| Sep 12, 2025 | — | $0.1700 | regular |
| Jun 13, 2025 | — | $0.1700 | regular |
| Mar 14, 2025 | — | $0.1700 | regular |
| Dec 13, 2024 | — | $0.1700 | regular |
| Sep 13, 2024 | — | $0.1700 | regular |
| Jun 14, 2024 | — | $0.1700 | regular |
| Mar 7, 2024 | — | $0.1700 | regular |
| Dec 8, 2023 | — | $0.1700 | regular |
| Sep 7, 2023 | — | $0.1700 | regular |
| Jun 8, 2023 | — | $0.1700 | regular |
Income Calculator
At $0.72 / yr per share
