BAC vs GGAL: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC and GGAL are closely matched. GGAL offers the higher yield at 4.80%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 29% above its share price).
Key facts: BAC vs GGAL
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Grupo Financiero Galicia S.A. (GGAL) has the higher forward dividend yield at 4.80%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and GGAL's C (53/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and GGAL for 0.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and GGAL pays out 294%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and GGAL's fair-value estimate is 11% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs GGAL: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-ggal
| Metric | BAC | GGAL |
|---|---|---|
| Forward yield | 2.59% | 4.80% |
| Annual dividend | $1.28 | $1.41 |
| Payout ratio | 28% | 294% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 11.7% |
| 5-yr total return | 11% | 239% |
| Dividend safety score | 85 (A) | 53 (C) |
| Fair value estimate | $63.64 | $32.64 |
| Upside to fair value | +29% | +11% |
| Frequency | quarterly | monthly |
| Market cap | $341.0B | $5.0B |
| P/E ratio | 11.8 | 33.1 |
Higher yield
GGAL
4.80%
Safer dividend
BAC
Grade A
Faster growth
GGAL
11.7%
Better value
BAC
+29% upside
BAC vs GGAL — FAQ
Is BAC or GGAL a better dividend stock?
BAC and GGAL are closely matched. GGAL has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or GGAL?
GGAL has the higher forward dividend yield at 4.80%, versus 2.59% for BAC.
Is BAC or GGAL safer?
BAC has the higher dividend-safety score (85/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or GGAL better value right now?
As of Nov 8, 2026, BAC looks like the better value: its fair-value estimate is 29% above its share price (undervalued). For GGAL, its fair-value estimate is 11% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.