Grupo Financiero Galicia S.A.
GGALFinancial Services · Stock · monthly payer
Forward Yield
4.33%
Annual Dividend
$2.16
Payout Ratio
405%
5-Yr Growth
11.7%
Ex-Date
May 11, 2026
Frequency
Monthly
Summary
As of July 2026, Grupo Financiero Galicia S.A. (GGAL) yields 4.33% ($2.16 per share annually), with a blended fair-value estimate of $74.23 — +49% upside, so it screens as undervalued. Dividend safety grade: C (53/100).
Is GGAL a good dividend stock?
MixedGrupo Financiero Galicia S.A. (GGAL) pays a monthly dividend yielding 4.33% ($2.16/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Strong 11.7% 5-yr dividend growth
- 363% total price return over 5 years
Risks
- Cut its dividend in 2025
- Elevated payout ratio (405%)
Key Data
- Dividend Yield
- 4.33%
- Payout Ratio
- 405%
- Annual Dividend
- $2.16
- 5-Yr Avg Growth
- 11.7%
- Ex-Dividend Date
- May 11, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 0.37
- Market Cap
- $8.5B
- P/E Ratio
- 138.8
- 5-Yr Total Return
- 363%
- 52-Week Range
- $25.89 – $62.52
- Dividend Safety
- C · 53/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
GGAL Price — Last 12 Months
Daily close
Price Return
1 Year
+27%
3 Years
+176%
5 Years
+363%
52-Week Range
$25.89 – $62.52
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is GGAL worth?
Undervaluedlow confidenceOur blended fair-value estimate for Grupo Financiero Galicia S.A. is $74.23 per share, versus a market price of $49.94. That implies 49% of upside — a margin of safety of about 33%.
Fair Value
$74.23
Current Price
$49.94
Upside
+49%
Margin of Safety
33%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $0.36 EPS, $2.16 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
GGAL Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 11, 2026 | — | $0.6230 | regular |
| May 4, 2026 | — | $0.1640 | regular |
| Mar 30, 2026 | — | $0.1600 | regular |
| Mar 2, 2026 | — | $0.1540 | regular |
| Feb 2, 2026 | — | $0.1460 | regular |
| Dec 29, 2025 | — | $0.1420 | regular |
| Dec 1, 2025 | — | $0.1410 | regular |
| Nov 3, 2025 | — | $0.1350 | regular |
| Sep 30, 2025 | — | $0.1380 | regular |
| Aug 29, 2025 | — | $0.1500 | regular |
| Jul 29, 2025 | — | $0.1510 | regular |
| Jun 3, 2025 | — | $0.2690 | regular |
| Aug 19, 2024 | — | $0.7250 | regular |
| Jul 26, 2024 | — | $0.6570 | regular |
Income Calculator
At $2.16 / yr per share
