SmarterDividends

BAC vs HBIA: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. BAC offers the higher yield at 2.06%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).

MetricBACHBIA
Forward yield2.06%1.32%
Annual dividend$1.28$0.62
Payout ratio26%14%
Years of growth12 yr1 yr
5-yr dividend growth8.4%
5-yr total return47%-30%
Dividend safety score85 (A)74 (B)
Fair value estimate$90.94$45.27
Upside to fair value+46%-3%
Frequencyquarterlymonthly
Market cap$437.7B$813.4M
P/E ratio14.310.8

Higher yield

BAC

2.06%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+46% upside

BAC vs HBIA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.