SmarterDividends

HBIA vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBIA offers the higher yield at 1.32%, MA has the higher dividend-safety score, and HBIA trades at the larger discount to fair value (-3%).

MetricHBIAMA
Forward yield1.32%0.60%
Annual dividend$0.62$3.48
Payout ratio14%18%
Years of growth1 yr14 yr
5-yr dividend growth13.7%
5-yr total return-30%71%
Dividend safety score74 (B)89 (A)
Fair value estimate$45.27$576.01
Upside to fair value-3%-3%
Frequencymonthlyquarterly
Market cap$813.4M$515.2B
P/E ratio10.831.9

Higher yield

HBIA

1.32%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

HBIA

-3% upside

HBIA vs MA — FAQ

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