SmarterDividends

BAC vs HIO: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HIO offers the higher yield at 12.95%, BAC has the higher dividend-safety score, and HIO trades at the larger discount to fair value (+96%).

MetricBACHIO
Forward yield2.29%12.95%
Annual dividend$1.28$0.43
Payout ratio26%142%
Years of growth12 yr0 yr
5-yr dividend growth8.4%1.9%
5-yr total return21%-35%
Dividend safety score86 (A)59 (C)
Fair value estimate$91.91$6.67
Upside to fair value+59%+96%
Frequencyquarterlymonthly
Market cap$390.9B$311.0M
P/E ratio12.910.9

Higher yield

HIO

12.95%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

HIO

+96% upside

BAC vs HIO — FAQ

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