SmarterDividends

BAC vs ING: Which Is the Better Dividend Stock?

As of September 2026, ING (ING Groep N.V.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. ING offers the higher yield at 3.63%, BAC has the higher dividend-safety score, and ING trades at the larger discount to fair value (+65%).

MetricBACING
Forward yield2.22%3.63%
Annual dividend$1.28$1.32
Payout ratio26%47%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return21%141%
Dividend safety score86 (A)49 (D)
Fair value estimate$91.91$59.98
Upside to fair value+59%+65%
Frequencyquarterlyquarterly
Market cap$403.7B$103.7B
P/E ratio13.313.7

Higher yield

ING

3.63%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

ING

+65% upside

BAC vs ING — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.