BAC vs ING: Which Is the Better Dividend Stock?
As of Nov 6, 2026, ING (ING Groep N.V.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. ING offers the higher yield at 4.05%, BAC has the higher dividend-safety score, and ING looks like the better value (its fair-value estimate is 50% above its share price).
Key facts: BAC vs ING
Data as of · Source: SmarterDividends data
- As of Nov 6, 2026, ING Groep N.V. (ING) has the higher forward dividend yield at 4.05%, versus 2.57% for Bank of America Corporation (BAC).
- As of Nov 6, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and ING's D (49/100).
- By SmarterDividends' count as of Nov 6, 2026, BAC has raised its dividend for 12 consecutive years and ING for 0.
- As of Nov 6, 2026, BAC pays out 28% of its earnings as dividends and ING pays out 48%.
- As of Nov 6, 2026, BAC's fair-value estimate is 27% above its share price and ING's fair-value estimate is 50% above its share price, so ING looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs ING: Dividend Yield, Safety & Value Compared," updated Nov 6, 2026, https://smarterdividends.com/compare/bac-vs-ing
| Metric | BAC | ING |
|---|---|---|
| Forward yield | 2.57% | 4.05% |
| Annual dividend | $1.28 | $1.32 |
| Payout ratio | 28% | 48% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 12% | 128% |
| Dividend safety score | 87 (A) | 49 (D) |
| Fair value estimate | $63.43 | $48.79 |
| Upside to fair value | +27% | +50% |
| Frequency | quarterly | quarterly |
| Market cap | $343.4B | $92.7B |
| P/E ratio | 11.9 | 12.0 |
Higher yield
ING
4.05%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ING
+50% upside
BAC vs ING — FAQ
Is BAC or ING a better dividend stock?
On the data, ING wins more head-to-head categories (4 vs 3). ING offers the higher yield (4.05%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or ING?
ING has the higher forward dividend yield at 4.05%, versus 2.57% for BAC.
Is BAC or ING safer?
BAC has the higher dividend-safety score (87/100 vs 49/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or ING better value right now?
As of Nov 6, 2026, ING looks like the better value: its fair-value estimate is 50% above its share price (undervalued). For BAC, its fair-value estimate is 27% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.