BAC vs ING: Which Is the Better Dividend Stock?
As of July 2026, ING (ING Groep N.V.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. ING offers the higher yield at 3.91%, BAC has the higher dividend-safety score, and ING trades at the larger discount to fair value (+70%).
| Metric | BAC | ING |
|---|---|---|
| Forward yield | 1.83% | 3.91% |
| Annual dividend | $1.12 | $1.27 |
| Payout ratio | 26% | 48% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 47% | 135% |
| Dividend safety score | 85 (A) | 51 (C) |
| Fair value estimate | $101.75 | $55.04 |
| Upside to fair value | +66% | +70% |
| Frequency | quarterly | semiannual |
| Market cap | $424.0B | $92.1B |
| P/E ratio | 14.1 | 13.0 |
Higher yield
ING
3.91%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ING
+70% upside
BAC vs ING — FAQ
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