
ING Dividend
ING Groep N.V. · Financial Services · Banks - Diversified · quarterly payer
As of Nov 5, 2026, ING pays a quarterly dividend, or $1.32 a year, a 4.02% yield at its $32.72 share price. It pays every quarter, usually in January, May and August. It has a dividend safety grade of D.
Forward Yield
4.02%
Annual Dividend
$1.32
Payout Ratio
48%
5-Yr Growth
—
Ex-Date
Aug 10, 2026
Frequency
Quarterly
Key facts about ING's dividend
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, ING Groep N.V. (ING) has a forward dividend yield of 4.02%, based on an annual dividend of $1.32 per share and a share price of $32.72.
- As of Nov 5, 2026, ING's dividend safety grade from SmarterDividends is D (49 out of 100), which rates the dividend as unsafe.
- ING last cut its regular dividend in 2025.
- ING's most recent ex-dividend date was Aug 10, 2026, for a dividend of $0.46 per share.
- As of Nov 5, 2026, ING pays out 48% of its trailing 12-month earnings as dividends (its payout ratio).
- As of Nov 5, 2026, ING's 4.02% yield is 37% below its five-year average yield of 6.34%.
- As of Nov 5, 2026, SmarterDividends' blended fair-value estimate for ING is $48.79 per share, 49% above the $32.72 share price, so ING screens as undervalued.
- ING Groep N.V. (ING) pays its dividend quarterly, 4 times a year.
Cite this page
SmarterDividends, "ING Dividend: Yield, Safety Grade & Next Ex-Date," updated Nov 5, 2026, https://smarterdividends.com/stocks/ING
Is ING a good dividend stock?
MixedING Groep N.V. (ING) pays a quarterly dividend yielding 4.02% ($1.32/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (48%)
- 128% total price return over 5 years
Risks
- Cut its dividend in 2025
- Below-average dividend safety score
Key Data
- Dividend Yield
- 4.02%
- Payout Ratio
- 48%
- Annual Dividend
- $1.32
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 10, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- $92.9B
- P/E Ratio
- 12.0
- 5-Yr Total Return
- 128%
- 52-Week Range
- $24.35 – $37.52
- Dividend Safety
- D · 49/100
- Ever Cut?
- Yes (2025)
ING dividend changes
ING Groep N.V. (ING) pays a variable dividend: across the 51 payments on record since 1995, 21 were higher than the one before and 6 lower. The latest change was down 42.9% to $0.458 per share, going ex-dividend on Aug 10, 2026.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Aug 10, 2026 | Lower | $0.802 → $0.458 | −42.9% |
| Apr 25, 2025 | Higher | $0.379 → $0.802 | +111.6% |
| Aug 8, 2024 | Lower | $0.383 → $0.379 | −1.0% |
| Aug 11, 2023 | Higher | $0.174 → $0.383 | +120.1% |
| Aug 12, 2022 | Higher | $0.145 → $0.174 | +20.0% |
| Feb 23, 2021 | Lower | $0.266 → $0.145 | −45.5% |
| Aug 9, 2019 | Lower | $0.280 → $0.266 | −5.0% |
| Aug 10, 2018 | Lower | $0.285 → $0.280 | −1.8% |
| Aug 10, 2017 | Higher | $0.269 → $0.285 | +5.9% |
| Aug 11, 2016 | Higher | $0.261 → $0.269 | +3.1% |
| Aug 13, 2015 | Higher | $0.136 → $0.261 | +91.9% |
| Aug 14, 2008 | Higher | $0.911 → $1.10 | +20.9% |
Frequently Asked Questions
Is ING a good dividend stock?
Mixed. ING Groep N.V. (ING) pays a quarterly dividend yielding 4.02% ($1.32/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Is ING undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, ING's fair value is about $48.79 versus a $32.72 share price — so it looks undervalued (+49% vs. fair value).
Is ING's dividend safe?
ING has a dividend-safety grade of D (49/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2025, debt and yield-versus-history.
What is ING's fair value?
Our blended fair-value estimate for ING is about $48.79 per share, roughly 49% above the current $32.72 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is ING a buy, hold, or sell?
We don't issue formal ratings, but on the data ING screens as "mixed" and undervalued. ING Groep N.V. (ING) pays a quarterly dividend yielding 4.02% ($1.32/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.
Will ING cut its dividend?
ING earns a dividend-safety grade of D (49/100), and has cut its dividend before (last in 2025). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does ING pay a dividend?
Yes. ING Groep N.V. pays a quarterly dividend of about $1.32 per share annually, a forward yield of roughly 4.02%.
How much dividend does 100 shares of ING pay?
At $1.32 per share a year, 100 shares of ING pay $132.00 a year in dividends before tax, about $33.00 each quarter. Buying them costs about $3,272 at the Nov 5, 2026 price.
What is ING's dividend yield?
As of Nov 5, 2026, ING's forward dividend yield is 4.02%, based on a $1.32 annual dividend and a $32.72 share price.
What is ING's dividend per share?
As of Nov 5, 2026, ING pays $1.32 per share per year, distributed on a quarterly basis.
What is ING's dividend payout ratio?
As of Nov 5, 2026, ING's payout ratio is 48% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has ING grown its dividend?
ING does not currently have a long dividend-growth streak on record.
When is the next ING ex-dividend date?
As of Nov 5, 2026, ING's next ex-dividend date hasn't been announced. The most recent was Aug 10, 2026, for $0.46 per share.
ING Price — Last 12 Months
Daily close
Price Return
1 Year
+21%
3 Years
+123%
5 Years
+128%
52-Week Range
$24.35 – $37.52
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ING worth?
Undervaluedmedium confidenceOur blended fair-value estimate for ING Groep N.V. is $48.79 per share, versus a market price of $32.72. That implies 49% of upside — a margin of safety of about 33%.
Fair Value
$48.79
Current Price
$32.72
Upside
+49%
Margin of Safety
33%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 9.3% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $2.72 EPS, $1.32 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ING Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full ING dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 10, 2026 | Aug 17, 2026 | $0.4580 | regular |
| Apr 17, 2026 | May 1, 2026 | $0.8800 | regular |
| Apr 25, 2025 | May 9, 2025 | $0.8020 | regular |
| Jan 13, 2025 | Jan 23, 2025 | $0.1650 | regular |
| Aug 8, 2024 | Aug 19, 2024 | $0.3790 | regular |
| Apr 24, 2024 | May 10, 2024 | $0.8200 | regular |
| Aug 11, 2023 | Aug 21, 2023 | $0.3830 | regular |
| Apr 26, 2023 | May 12, 2023 | $0.4100 | regular |
| Jan 13, 2023 | Jan 23, 2023 | $0.0870 | regular |
| Aug 12, 2022 | Aug 22, 2022 | $0.1740 | regular |
| May 13, 2022 | May 25, 2022 | $0.2450 | regular |
| Apr 27, 2022 | May 16, 2022 | $0.4530 | regular |
| Oct 4, 2021 | Oct 19, 2021 | $0.5630 | regular |
| Feb 23, 2021 | Mar 3, 2021 | $0.1450 | regular |
Income Calculator
At $1.32 / yr per share
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