BAC vs NFJ: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. NFJ offers the higher yield at 8.08%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | NFJ |
|---|---|---|
| Forward yield | 2.06% | 8.08% |
| Annual dividend | $1.28 | $1.22 |
| Payout ratio | 26% | 77% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | 6.3% |
| 5-yr total return | 49% | -3% |
| Dividend safety score | 85 (A) | 61 (C) |
| Fair value estimate | $102.38 | $24.92 |
| Upside to fair value | +65% | +64% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $1.4B |
| P/E ratio | 14.3 | 9.6 |
Higher yield
NFJ
8.08%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+65% upside
BAC vs NFJ — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.