BAC vs NFJ: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. NFJ offers the higher yield at 7.96%, BAC has the higher dividend-safety score, and NFJ trades at the larger discount to fair value (+63%).
| Metric | BAC | NFJ |
|---|---|---|
| Forward yield | 2.21% | 7.96% |
| Annual dividend | $1.28 | $1.22 |
| Payout ratio | 26% | 77% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | 6.3% |
| 5-yr total return | 21% | -3% |
| Dividend safety score | 86 (A) | 64 (C) |
| Fair value estimate | $91.91 | $24.94 |
| Upside to fair value | +59% | +63% |
| Frequency | quarterly | quarterly |
| Market cap | $393.0B | $1.4B |
| P/E ratio | 13.0 | 9.6 |
Higher yield
NFJ
7.96%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
NFJ
+63% upside
BAC vs NFJ — FAQ
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