SmarterDividends

HSBC vs NFJ: Which Is the Better Dividend Stock?

As of September 2026, HSBC and NFJ are closely matched. NFJ offers the higher yield at 7.96%, HSBC has the higher dividend-safety score, and NFJ trades at the larger discount to fair value (+63%).

MetricHSBCNFJ
Forward yield3.63%7.96%
Annual dividend$3.75$1.22
Payout ratio54%77%
Years of growth0 yr3 yr
5-yr dividend growth-13.8%6.3%
5-yr total return239%-3%
Dividend safety score72 (B)64 (C)
Fair value estimate$138.49$24.94
Upside to fair value+36%+63%
Frequencyquarterlyquarterly
Market cap$347.7B$1.4B
P/E ratio14.79.6

Higher yield

NFJ

7.96%

Safer dividend

HSBC

Grade B

Faster growth

NFJ

6.3%

Better value

NFJ

+63% upside

HSBC vs NFJ — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.