SmarterDividends

HSBC vs NFJ: Which Is the Better Dividend Stock?

As of July 2026, HSBC and NFJ are closely matched. NFJ offers the higher yield at 8.08%, HSBC has the higher dividend-safety score, and NFJ trades at the larger discount to fair value (+64%).

MetricHSBCNFJ
Forward yield3.63%8.08%
Annual dividend$3.75$1.22
Payout ratio62%77%
Years of growth0 yr3 yr
5-yr dividend growth-13.8%6.3%
5-yr total return291%-3%
Dividend safety score70 (B)61 (C)
Fair value estimate$126.29$24.92
Upside to fair value+22%+64%
Frequencyquarterlyquarterly
Market cap$354.6B$1.4B
P/E ratio17.19.6

Higher yield

NFJ

8.08%

Safer dividend

HSBC

Grade B

Faster growth

NFJ

6.3%

Better value

NFJ

+64% upside

HSBC vs NFJ — FAQ

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