BAC vs PFL: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PFL offers the higher yield at 13.62%, BAC has the higher dividend-safety score, and PFL trades at the larger discount to fair value (+85%).
| Metric | BAC | PFL |
|---|---|---|
| Forward yield | 2.22% | 13.62% |
| Annual dividend | $1.28 | $0.98 |
| Payout ratio | 26% | 163% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -2.1% |
| 5-yr total return | 21% | -36% |
| Dividend safety score | 86 (A) | 53 (C) |
| Fair value estimate | $91.91 | $13.28 |
| Upside to fair value | +59% | +85% |
| Frequency | quarterly | monthly |
| Market cap | $405.3B | $355.6M |
| P/E ratio | 13.4 | 11.9 |
Higher yield
PFL
13.62%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
PFL
+85% upside
BAC vs PFL — FAQ
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