HSBC vs PFL: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PFL offers the higher yield at 13.62%, HSBC has the higher dividend-safety score, and PFL trades at the larger discount to fair value (+85%).
| Metric | HSBC | PFL |
|---|---|---|
| Forward yield | 3.68% | 13.62% |
| Annual dividend | $3.75 | $0.98 |
| Payout ratio | 54% | 163% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -2.1% |
| 5-yr total return | 239% | -36% |
| Dividend safety score | 72 (B) | 53 (C) |
| Fair value estimate | $138.49 | $13.28 |
| Upside to fair value | +36% | +85% |
| Frequency | quarterly | monthly |
| Market cap | $353.2B | $355.6M |
| P/E ratio | 14.7 | 11.9 |
Higher yield
PFL
13.62%
Safer dividend
HSBC
Grade B
Faster growth
PFL
-2.1%
Better value
PFL
+85% upside
HSBC vs PFL — FAQ
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