BAC vs UBS: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UBS offers the higher yield at 2.09%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | UBS |
|---|---|---|
| Forward yield | 1.83% | 2.09% |
| Annual dividend | $1.12 | $1.10 |
| Payout ratio | 26% | 32% |
| Years of growth | 12 yr | 5 yr |
| 5-yr dividend growth | 8.4% | 19.9% |
| 5-yr total return | 47% | 217% |
| Dividend safety score | 85 (A) | 59 (C) |
| Fair value estimate | $101.75 | $60.25 |
| Upside to fair value | +66% | +14% |
| Frequency | quarterly | annual |
| Market cap | $424.0B | $168.8B |
| P/E ratio | 14.1 | 18.9 |
Higher yield
UBS
2.09%
Safer dividend
BAC
Grade A
Faster growth
UBS
19.9%
Better value
BAC
+66% upside
BAC vs UBS — FAQ
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