SmarterDividends

BAC vs UBS: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UBS offers the higher yield at 2.09%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACUBS
Forward yield1.83%2.09%
Annual dividend$1.12$1.10
Payout ratio26%32%
Years of growth12 yr5 yr
5-yr dividend growth8.4%19.9%
5-yr total return47%217%
Dividend safety score85 (A)59 (C)
Fair value estimate$101.75$60.25
Upside to fair value+66%+14%
Frequencyquarterlyannual
Market cap$424.0B$168.8B
P/E ratio14.118.9

Higher yield

UBS

2.09%

Safer dividend

BAC

Grade A

Faster growth

UBS

19.9%

Better value

BAC

+66% upside

BAC vs UBS — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.