HSBC vs UBS: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | HSBC | UBS |
|---|---|---|
| Forward yield | 3.73% | 2.09% |
| Annual dividend | $3.75 | $1.10 |
| Payout ratio | 62% | 32% |
| Years of growth | 0 yr | 5 yr |
| 5-yr dividend growth | -13.8% | 19.9% |
| 5-yr total return | 281% | 217% |
| Dividend safety score | 70 (B) | 59 (C) |
| Fair value estimate | $127.75 | $60.25 |
| Upside to fair value | +27% | +14% |
| Frequency | quarterly | annual |
| Market cap | $339.6B | $168.8B |
| P/E ratio | 16.6 | 18.9 |
Higher yield
HSBC
3.73%
Safer dividend
HSBC
Grade B
Faster growth
UBS
19.9%
Better value
HSBC
+27% upside
HSBC vs UBS — FAQ
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