SmarterDividends

CFR vs JPM: Which Is the Better Dividend Stock?

As of Oct 30, 2026, CFR and JPM are closely matched. CFR offers the higher yield at 2.62%, CFR has the higher dividend-safety score, and CFR looks like the better value (its fair-value estimate is 20% above its share price).

Key facts: CFR vs JPM

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, Cullen/Frost Bankers, Inc. (CFR) has the higher forward dividend yield at 2.62%, versus 1.95% for JPMorgan Chase & Co. (JPM).
  • As of Oct 30, 2026, SmarterDividends grades CFR's dividend safety A (94/100) and JPM's A (82/100).
  • By SmarterDividends' count as of Oct 30, 2026, CFR has raised its dividend for 31 consecutive years and JPM for 15.
  • As of Oct 30, 2026, CFR pays out 38% of its earnings as dividends and JPM pays out 26%.
  • As of Oct 30, 2026, CFR's fair-value estimate is 20% above its share price and JPM's fair-value estimate is 6% above its share price, so CFR looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "CFR vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/cfr-vs-jpm

MetricCFRJPM
Forward yield2.62%1.95%
Annual dividend$4.12$6.60
Payout ratio38%26%
Years of growth31 yr15 yr
5-yr dividend growth6.7%9.0%
5-yr total return25%109%
Dividend safety score94 (A)82 (A)
Fair value estimate$190.12$364.60
Upside to fair value+20%+6%
Frequencyquarterlyquarterly
Market cap$9.8B$912.4B
P/E ratio14.914.4

Higher yield

CFR

2.62%

Safer dividend

CFR

Grade A

Faster growth

JPM

9.0%

Better value

CFR

+20% upside

CFR vs JPM — FAQ

Is CFR or JPM a better dividend stock?

CFR and JPM are closely matched. CFR has the higher yield; CFR scores better on safety.

Which has a higher dividend yield, CFR or JPM?

CFR has the higher forward dividend yield at 2.62%, versus 1.95% for JPM.

Is CFR or JPM safer?

CFR has the higher dividend-safety score (94/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.

Is CFR or JPM better value right now?

As of Oct 30, 2026, CFR looks like the better value: its fair-value estimate is 20% above its share price (undervalued). For JPM, its fair-value estimate is 6% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.