BAC vs CFR: Which Is the Better Dividend Stock?
As of September 2026, BAC and CFR are closely matched. CFR offers the higher yield at 2.53%, CFR has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | CFR |
|---|---|---|
| Forward yield | 2.04% | 2.53% |
| Annual dividend | $1.28 | $4.12 |
| Payout ratio | 26% | 38% |
| Years of growth | 12 yr | 31 yr |
| 5-yr dividend growth | 8.4% | 6.7% |
| 5-yr total return | 48% | 37% |
| Dividend safety score | 86 (A) | 94 (A) |
| Fair value estimate | $91.51 | $234.62 |
| Upside to fair value | +46% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $10.1B |
| P/E ratio | 14.5 | 15.4 |
Higher yield
CFR
2.53%
Safer dividend
CFR
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+46% upside
BAC vs CFR — FAQ
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