CFR vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, CFR (Cullen/Frost Bankers, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.56%, CFR has the higher dividend-safety score, and CFR trades at the larger discount to fair value (+44%).
| Metric | CFR | HSBC |
|---|---|---|
| Forward yield | 2.53% | 3.56% |
| Annual dividend | $4.12 | $3.75 |
| Payout ratio | 38% | 54% |
| Years of growth | 31 yr | 0 yr |
| 5-yr dividend growth | 6.7% | -13.8% |
| 5-yr total return | 37% | 303% |
| Dividend safety score | 94 (A) | 72 (B) |
| Fair value estimate | $234.62 | $136.26 |
| Upside to fair value | +44% | +29% |
| Frequency | quarterly | quarterly |
| Market cap | $10.1B | $360.6B |
| P/E ratio | 15.4 | 15.0 |
Higher yield
HSBC
3.56%
Safer dividend
CFR
Grade A
Faster growth
CFR
6.7%
Better value
CFR
+44% upside
CFR vs HSBC — FAQ
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