JPM vs XP: Which Is the Better Dividend Stock?
As of September 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. JPM offers the higher yield at 1.96%, JPM has the higher dividend-safety score, and XP trades at the larger discount to fair value (+177%).
| Metric | JPM | XP |
|---|---|---|
| Forward yield | 1.96% | 0.96% |
| Annual dividend | $6.60 | $0.20 |
| Payout ratio | 26% | 20% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | — |
| 5-yr total return | 106% | -39% |
| Dividend safety score | 82 (A) | 54 (C) |
| Fair value estimate | $632.41 | $55.39 |
| Upside to fair value | +81% | +177% |
| Frequency | quarterly | annual |
| Market cap | $896.8B | $10.5B |
| P/E ratio | 14.5 | 10.4 |
Higher yield
JPM
1.96%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
XP
+177% upside
JPM vs XP — FAQ
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