SmarterDividends
XP

XP Inc.

XP

Financial Services · Stock · annual payer

Forward Yield

1.28%

Annual Dividend

$0.20

Payout Ratio

10%

5-Yr Growth

Ex-Date

Jun 10, 2026

Frequency

Annual

XP Dividend Safety Score

50/ 100
Grade C

Borderline

Dividend-growth streak0 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage10% of earnings paid out
Balance-sheet strengthDebt/equity of 6.77
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is XP a good dividend stock?

Mixed

XP Inc. (XP) pays a annual dividend yielding 1.28% ($0.20/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • Comfortable payout ratio (10%)

Risks

  • Cut its dividend in 2025
  • Share price is down over the past 5 years

Key Data

Dividend Yield
1.28%
Payout Ratio
10%
Annual Dividend
$0.20
5-Yr Avg Growth
Ex-Dividend Date
Jun 10, 2026
Years of Growth
0
Frequency
annual
Beta
1.12
Market Cap
$8.1B
P/E Ratio
7.9
5-Yr Total Return
-64%
52-Week Range
$15.50 – $23.13
Dividend Safety
C · 50/100
Ever Cut?
Yes (2025)
XP ex-dividend date & scheduleNext ex-date Jun 10, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.20 / yr per share

Per payment (annual)$20.00
Annual$20.00
Monthly avg$1.67