V vs XP: Which Is the Better Dividend Stock?
As of September 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. XP offers the higher yield at 0.96%, V has the higher dividend-safety score, and XP trades at the larger discount to fair value (+177%).
| Metric | V | XP |
|---|---|---|
| Forward yield | 0.74% | 0.96% |
| Annual dividend | $2.68 | $0.20 |
| Payout ratio | 22% | 20% |
| Years of growth | 17 yr | 0 yr |
| 5-yr dividend growth | 14.9% | — |
| 5-yr total return | 74% | -39% |
| Dividend safety score | 93 (A) | 54 (C) |
| Fair value estimate | $352.78 | $55.39 |
| Upside to fair value | -4% | +177% |
| Frequency | quarterly | annual |
| Market cap | $686.5B | $10.5B |
| P/E ratio | 31.1 | 10.4 |
Higher yield
XP
0.96%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
XP
+177% upside
V vs XP — FAQ
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