MA vs NCDL: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. NCDL offers the higher yield at 11.59%, MA has the higher dividend-safety score, and NCDL trades at the larger discount to fair value (+64%).
| Metric | MA | NCDL |
|---|---|---|
| Forward yield | 0.68% | 11.59% |
| Annual dividend | $3.48 | $1.44 |
| Payout ratio | 18% | 147% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 29% | — |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $553.88 | $20.94 |
| Upside to fair value | +11% | +64% |
| Frequency | quarterly | quarterly |
| Market cap | $453.8B | $613.4M |
| P/E ratio | 29.8 | 10.4 |
Higher yield
NCDL
11.59%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
NCDL
+64% upside
MA vs NCDL — FAQ
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