MA vs NCDL: Which Is the Better Dividend Stock?
As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. NCDL offers the higher yield at 12.35%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+10%).
| Metric | MA | NCDL |
|---|---|---|
| Forward yield | 0.60% | 12.35% |
| Annual dividend | $3.48 | $1.52 |
| Payout ratio | 18% | 177% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 67% | — |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $641.25 | $13.59 |
| Upside to fair value | +10% | +10% |
| Frequency | quarterly | quarterly |
| Market cap | $508.6B | $608.0M |
| P/E ratio | 32.0 | 13.1 |
Higher yield
NCDL
12.35%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
+10% upside
MA vs NCDL — FAQ
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