PCM vs V: Which Is the Better Dividend Stock?
As of Oct 27, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PCM offers the higher yield at 15.70%, V has the higher dividend-safety score, and PCM looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: PCM vs V
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, PCM Fund Inc. (PCM) has the higher forward dividend yield at 15.70%, versus 0.66% for Visa Inc. (V).
- As of Oct 27, 2026, SmarterDividends grades PCM's dividend safety C (51/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 27, 2026, PCM has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 27, 2026, PCM pays out 203% of its earnings as dividends and V pays out 22%.
- As of Oct 27, 2026, PCM's fair-value estimate is 65% above its share price and V's fair-value estimate is 24% below its share price, so PCM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "PCM vs V: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/pcm-vs-v
| Metric | PCM | V |
|---|---|---|
| Forward yield | 15.70% | 0.66% |
| Annual dividend | $0.77 | $2.68 |
| Payout ratio | 203% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | -4.4% | 14.9% |
| 5-yr total return | -56% | 111% |
| Dividend safety score | 51 (C) | 93 (A) |
| Fair value estimate | $8.11 | $306.97 |
| Upside to fair value | +65% | -24% |
| Frequency | monthly | quarterly |
| Market cap | $60.9M | $758.8B |
| P/E ratio | 12.9 | 34.4 |
Higher yield
PCM
15.70%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
PCM
+65% upside
PCM vs V — FAQ
Is PCM or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). PCM offers the higher yield (15.70%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, PCM or V?
PCM has the higher forward dividend yield at 15.70%, versus 0.66% for V.
Is PCM or V safer?
V has the higher dividend-safety score (93/100 vs 51/100), reflecting stronger payout coverage and dividend-growth history.
Is PCM or V better value right now?
As of Oct 27, 2026, PCM looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.