HSBC vs PCM: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PCM offers the higher yield at 14.38%, HSBC has the higher dividend-safety score, and PCM trades at the larger discount to fair value (+78%).
| Metric | HSBC | PCM |
|---|---|---|
| Forward yield | 3.62% | 14.38% |
| Annual dividend | $3.75 | $0.77 |
| Payout ratio | 54% | 138% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -4.4% |
| 5-yr total return | 303% | -55% |
| Dividend safety score | 72 (B) | 51 (C) |
| Fair value estimate | $137.47 | $9.10 |
| Upside to fair value | +31% | +78% |
| Frequency | quarterly | monthly |
| Market cap | $360.6B | $63.3M |
| P/E ratio | 14.8 | 13.8 |
Higher yield
PCM
14.38%
Safer dividend
HSBC
Grade B
Faster growth
PCM
-4.4%
Better value
PCM
+78% upside
HSBC vs PCM — FAQ
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