RAND vs V: Which Is the Better Dividend Stock?
As of Oct 30, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. RAND offers the higher yield at 12.73%, V has the higher dividend-safety score, and RAND looks like the better value (its fair-value estimate is 247% above its share price).
Key facts: RAND vs V
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Rand Capital Corporation (RAND) has the higher forward dividend yield at 12.73%, versus 0.67% for Visa Inc. (V).
- As of Oct 30, 2026, SmarterDividends grades RAND's dividend safety A (80/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 30, 2026, RAND has raised its dividend for 4 consecutive years and V for 17.
- As of Oct 30, 2026, RAND pays out 51% of its earnings as dividends and V pays out 22%.
- As of Oct 30, 2026, RAND's fair-value estimate is 247% above its share price and V's fair-value estimate is 25% below its share price, so RAND looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "RAND vs V: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/rand-vs-v
| Metric | RAND | V |
|---|---|---|
| Forward yield | 12.73% | 0.67% |
| Annual dividend | $1.16 | $2.68 |
| Payout ratio | 51% | 22% |
| Years of growth | 4 yr | 17 yr |
| 5-yr dividend growth | -32.8% | 14.9% |
| 5-yr total return | -43% | 113% |
| Dividend safety score | 80 (A) | 93 (A) |
| Fair value estimate | $33.29 | $306.97 |
| Upside to fair value | +247% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $28.5M | $767.3B |
| P/E ratio | — | 33.3 |
Higher yield
RAND
12.73%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
RAND
+247% upside
RAND vs V — FAQ
Is RAND or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). RAND offers the higher yield (12.73%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, RAND or V?
RAND has the higher forward dividend yield at 12.73%, versus 0.67% for V.
Is RAND or V safer?
V has the higher dividend-safety score (93/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is RAND or V better value right now?
As of Oct 30, 2026, RAND looks like the better value: its fair-value estimate is 247% above its share price (undervalued). For V, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.