HSBC vs RAND: Which Is the Better Dividend Stock?
As of Oct 31, 2026, RAND (Rand Capital Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. RAND offers the higher yield at 12.21%, RAND has the higher dividend-safety score.
Key facts: HSBC vs RAND
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, Rand Capital Corporation (RAND) has the higher forward dividend yield at 12.21%, versus 4.39% for HSBC Holdings plc (HSBC).
- As of Oct 31, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and RAND's A (80/100).
- By SmarterDividends' count as of Oct 31, 2026, HSBC has raised its dividend for 0 consecutive years and RAND for 4.
- As of Oct 31, 2026, HSBC pays out 54% of its earnings as dividends and RAND pays out 51%.
Cite this page
SmarterDividends, "HSBC vs RAND: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/hsbc-vs-rand
| Metric | HSBC | RAND |
|---|---|---|
| Forward yield | 4.39% | 12.21% |
| Annual dividend | $3.75 | $1.16 |
| Payout ratio | 54% | 51% |
| Years of growth | 0 yr | 4 yr |
| 5-yr dividend growth | -13.8% | -32.8% |
| 5-yr total return | 209% | -43% |
| Dividend safety score | 68 (B) | 80 (A) |
| Fair value estimate | $149.54 | — |
| Upside to fair value | +75% | — |
| Frequency | quarterly | quarterly |
| Market cap | $292.1B | $28.2M |
| P/E ratio | 11.2 | — |
Higher yield
RAND
12.21%
Safer dividend
RAND
Grade A
Faster growth
HSBC
-13.8%
HSBC vs RAND — FAQ
Is HSBC or RAND a better dividend stock?
On the data, RAND wins more head-to-head categories (4 vs 3). RAND offers the higher yield (12.21%), while RAND has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or RAND?
RAND has the higher forward dividend yield at 12.21%, versus 4.39% for HSBC.
Is HSBC or RAND safer?
RAND has the higher dividend-safety score (80/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.