The Travelers Companies, Inc.
TRV20 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
1.35%
Annual Dividend
$5.00
Payout Ratio
12%
5-Yr Growth
5.2%
Ex-Date
Sep 10, 2026
Frequency
Quarterly
Summary
As of September 2026, The Travelers Companies, Inc. (TRV) yields 1.35% ($5.00 per share annually), with a blended fair-value estimate of $171.84 — -53% downside, so it screens as overvalued. Dividend safety grade: A (94/100). 20 years of dividend growth.
Is TRV a good dividend stock?
YesThe Travelers Companies, Inc. (TRV) pays a quarterly dividend yielding 1.35% ($5.00/yr), with 20 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 20 consecutive years of dividend growth
- Comfortable payout ratio (12%)
- Strong 5.2% 5-yr dividend growth
- 143% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2004
Key Data
- Dividend Yield
- 1.35%
- Payout Ratio
- 12%
- Annual Dividend
- $5.00
- 5-Yr Avg Growth
- 5.2%
- Ex-Dividend Date
- Sep 10, 2026
- Years of Growth
- 20
- Frequency
- quarterly
- Beta
- 0.45
- Market Cap
- $77.0B
- P/E Ratio
- 9.9
- 5-Yr Total Return
- 143%
- 52-Week Range
- $252.26 – $398.70
- Dividend Safety
- A · 94/100
- Ever Cut?
- Yes (2004)
Frequently Asked Questions
TRV Price — Last 12 Months
Daily close
Price Return
1 Year
+32%
3 Years
+126%
5 Years
+143%
52-Week Range
$252.26 – $398.70
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is TRV worth?
Overvaluedlow confidenceOur blended fair-value estimate for The Travelers Companies, Inc. is $171.84 per share, versus a market price of $369.35. That implies 53% of downside.
Fair Value
$171.84
Current Price
$369.35
Downside
-53%
Margin of Safety
-115%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $37.19 EPS, $5.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
TRV Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 10, 2026 | — | $1.2500 | regular |
| Mar 10, 2026 | — | $1.1000 | regular |
| Dec 10, 2025 | — | $1.1000 | regular |
| Sep 10, 2025 | — | $1.1000 | regular |
| Jun 10, 2025 | — | $1.1000 | regular |
| Mar 10, 2025 | — | $1.0500 | regular |
| Dec 10, 2024 | — | $1.0500 | regular |
| Sep 10, 2024 | — | $1.0500 | regular |
| Jun 10, 2024 | — | $1.0500 | regular |
| Mar 7, 2024 | — | $1.0000 | regular |
| Dec 7, 2023 | — | $1.0000 | regular |
| Sep 7, 2023 | — | $1.0000 | regular |
| Jun 8, 2023 | — | $1.0000 | regular |
| Mar 9, 2023 | — | $0.9300 | regular |
Income Calculator
At $5.00 / yr per share
