BAC vs TRV: Which Is the Better Dividend Stock?
As of Oct 29, 2026, TRV (The Travelers Companies, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.53%, TRV has the higher dividend-safety score, and TRV looks like the better value (its fair-value estimate is 34% above its share price).
Key facts: BAC vs TRV
Data as of · Source: SmarterDividends data
- As of Oct 29, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.53%, versus 1.26% for The Travelers Companies, Inc. (TRV).
- As of Oct 29, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and TRV's A (93/100).
- By SmarterDividends' count as of Oct 29, 2026, BAC has raised its dividend for 12 consecutive years and TRV for 20.
- As of Oct 29, 2026, BAC pays out 26% of its earnings as dividends and TRV pays out 12%.
- As of Oct 29, 2026, BAC's fair-value estimate is 25% above its share price and TRV's fair-value estimate is 34% above its share price, so TRV looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs TRV: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/bac-vs-trv
| Metric | BAC | TRV |
|---|---|---|
| Forward yield | 2.53% | 1.26% |
| Annual dividend | $1.28 | $5.00 |
| Payout ratio | 26% | 12% |
| Years of growth | 12 yr | 20 yr |
| 5-yr dividend growth | 8.4% | 5.2% |
| 5-yr total return | 14% | 171% |
| Dividend safety score | 87 (A) | 93 (A) |
| Fair value estimate | $63.43 | $529.86 |
| Upside to fair value | +25% | +34% |
| Frequency | quarterly | quarterly |
| Market cap | $352.0B | $80.7B |
| P/E ratio | 12.1 | 10.4 |
Higher yield
BAC
2.53%
Safer dividend
TRV
Grade A
Faster growth
BAC
8.4%
Better value
TRV
+34% upside
BAC vs TRV — FAQ
Is BAC or TRV a better dividend stock?
On the data, TRV wins more head-to-head categories (6 vs 2). BAC offers the higher yield (2.53%), while TRV has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or TRV?
BAC has the higher forward dividend yield at 2.53%, versus 1.26% for TRV.
Is BAC or TRV safer?
TRV has the higher dividend-safety score (93/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or TRV better value right now?
As of Oct 29, 2026, TRV looks like the better value: its fair-value estimate is 34% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.