MA vs TRV: Which Is the Better Dividend Stock?
As of Oct 29, 2026, TRV (The Travelers Companies, Inc.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. TRV offers the higher yield at 1.26%, TRV has the higher dividend-safety score, and TRV looks like the better value (its fair-value estimate is 34% above its share price).
Key facts: MA vs TRV
Data as of · Source: SmarterDividends data
- As of Oct 29, 2026, The Travelers Companies, Inc. (TRV) has the higher forward dividend yield at 1.26%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 29, 2026, SmarterDividends grades MA's dividend safety A (89/100) and TRV's A (93/100).
- By SmarterDividends' count as of Oct 29, 2026, MA has raised its dividend for 14 consecutive years and TRV for 20.
- As of Oct 29, 2026, MA pays out 18% of its earnings as dividends and TRV pays out 12%.
- As of Oct 29, 2026, MA's fair-value estimate is 21% below its share price and TRV's fair-value estimate is 34% above its share price, so TRV looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs TRV: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/ma-vs-trv
| Metric | MA | TRV |
|---|---|---|
| Forward yield | 0.57% | 1.26% |
| Annual dividend | $3.48 | $5.00 |
| Payout ratio | 18% | 12% |
| Years of growth | 14 yr | 20 yr |
| 5-yr dividend growth | 13.7% | 5.2% |
| 5-yr total return | 98% | 171% |
| Dividend safety score | 89 (A) | 93 (A) |
| Fair value estimate | $483.05 | $529.86 |
| Upside to fair value | -21% | +34% |
| Frequency | quarterly | quarterly |
| Market cap | $534.6B | $80.7B |
| P/E ratio | 33.6 | 10.4 |
Higher yield
TRV
1.26%
Safer dividend
TRV
Grade A
Faster growth
MA
13.7%
Better value
TRV
+34% upside
MA vs TRV — FAQ
Is MA or TRV a better dividend stock?
On the data, TRV wins more head-to-head categories (7 vs 1). TRV offers the higher yield (1.26%), while TRV has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or TRV?
TRV has the higher forward dividend yield at 1.26%, versus 0.57% for MA.
Is MA or TRV safer?
TRV has the higher dividend-safety score (93/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or TRV better value right now?
As of Oct 29, 2026, TRV looks like the better value: its fair-value estimate is 34% above its share price (undervalued). For MA, its fair-value estimate is 21% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.