SmarterDividends

TRV vs V: Which Is the Better Dividend Stock?

As of Oct 29, 2026, TRV (The Travelers Companies, Inc.) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. TRV offers the higher yield at 1.26%, TRV has the higher dividend-safety score, and TRV looks like the better value (its fair-value estimate is 34% above its share price).

Key facts: TRV vs V

Data as of · Source: SmarterDividends data

  • As of Oct 29, 2026, The Travelers Companies, Inc. (TRV) has the higher forward dividend yield at 1.26%, versus 0.66% for Visa Inc. (V).
  • As of Oct 29, 2026, SmarterDividends grades TRV's dividend safety A (93/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 29, 2026, TRV has raised its dividend for 20 consecutive years and V for 17.
  • As of Oct 29, 2026, TRV pays out 12% of its earnings as dividends and V pays out 22%.
  • As of Oct 29, 2026, TRV's fair-value estimate is 34% above its share price and V's fair-value estimate is 23% below its share price, so TRV looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "TRV vs V: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/trv-vs-v

MetricTRVV
Forward yield1.26%0.66%
Annual dividend$5.00$2.68
Payout ratio12%22%
Years of growth20 yr17 yr
5-yr dividend growth5.2%14.9%
5-yr total return171%111%
Dividend safety score93 (A)93 (A)
Fair value estimate$529.86$306.97
Upside to fair value+34%-23%
Frequencyquarterlyquarterly
Market cap$80.7B$752.1B
P/E ratio10.432.5

Higher yield

TRV

1.26%

Safer dividend

TRV

Grade A

Faster growth

V

14.9%

Better value

TRV

+34% upside

TRV vs V — FAQ

Is TRV or V a better dividend stock?

On the data, TRV wins more head-to-head categories (6 vs 1). TRV offers the higher yield (1.26%), while TRV has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, TRV or V?

TRV has the higher forward dividend yield at 1.26%, versus 0.66% for V.

Is TRV or V safer?

TRV has the higher dividend-safety score (93/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.

Is TRV or V better value right now?

As of Oct 29, 2026, TRV looks like the better value: its fair-value estimate is 34% above its share price (undervalued). For V, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.