AIO vs BAC: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. AIO offers the higher yield at 10.48%, BAC has the higher dividend-safety score, and AIO looks like the better value (its fair-value estimate is 100% above its share price).
Key facts: AIO vs BAC
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Virtus Artificial Intelligence & Technology Opportunities Fund (AIO) has the higher forward dividend yield at 10.48%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades AIO's dividend safety A (83/100) and BAC's A (87/100).
- By SmarterDividends' count as of Oct 30, 2026, AIO has raised its dividend for 0 consecutive years and BAC for 12.
- As of Oct 30, 2026, AIO pays out 27% of its earnings as dividends and BAC pays out 26%.
- As of Oct 30, 2026, AIO's fair-value estimate is 100% above its share price and BAC's fair-value estimate is 24% above its share price, so AIO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AIO vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/aio-vs-bac
AIOVirtus Artificial Intelligence & Technology Opportunities Fund
BACBank of America CorporationWinner| Metric | AIO | BAC |
|---|---|---|
| Forward yield | 10.48% | 2.52% |
| Annual dividend | $2.52 | $1.28 |
| Payout ratio | 27% | 26% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | 6.8% | 8.4% |
| 5-yr total return | -12% | 12% |
| Dividend safety score | 83 (A) | 87 (A) |
| Fair value estimate | $48.31 | $63.43 |
| Upside to fair value | +100% | +24% |
| Frequency | monthly | quarterly |
| Market cap | $833.1M | $354.0B |
| P/E ratio | 3.5 | 12.2 |
Higher yield
AIO
10.48%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
AIO
+100% upside
AIO vs BAC — FAQ
Is AIO or BAC a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). AIO offers the higher yield (10.48%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AIO or BAC?
AIO has the higher forward dividend yield at 10.48%, versus 2.52% for BAC.
Is AIO or BAC safer?
BAC has the higher dividend-safety score (87/100 vs 83/100), reflecting stronger payout coverage and dividend-growth history.
Is AIO or BAC better value right now?
As of Oct 30, 2026, AIO looks like the better value: its fair-value estimate is 100% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.