AIO vs HSBC: Which Is the Better Dividend Stock?
As of Oct 31, 2026, AIO (Virtus Artificial Intelligence & Technology Opportunities Fund) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. AIO offers the higher yield at 10.57%, AIO has the higher dividend-safety score, and AIO looks like the better value (its fair-value estimate is 103% above its share price).
Key facts: AIO vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, Virtus Artificial Intelligence & Technology Opportunities Fund (AIO) has the higher forward dividend yield at 10.57%, versus 4.39% for HSBC Holdings plc (HSBC).
- As of Oct 31, 2026, SmarterDividends grades AIO's dividend safety A (83/100) and HSBC's B (68/100).
- As of Oct 31, 2026, AIO pays out 27% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 31, 2026, AIO's fair-value estimate is 103% above its share price and HSBC's fair-value estimate is 75% above its share price, so AIO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AIO vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/aio-vs-hsbc
| Metric | AIO | HSBC |
|---|---|---|
| Forward yield | 10.57% | 4.39% |
| Annual dividend | $2.52 | $3.75 |
| Payout ratio | 27% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 6.8% | -13.8% |
| 5-yr total return | -12% | 209% |
| Dividend safety score | 83 (A) | 68 (B) |
| Fair value estimate | $48.31 | $149.54 |
| Upside to fair value | +103% | +75% |
| Frequency | monthly | quarterly |
| Market cap | $821.0M | $292.1B |
| P/E ratio | 3.4 | 11.2 |
Higher yield
AIO
10.57%
Safer dividend
AIO
Grade A
Faster growth
AIO
6.8%
Better value
AIO
+103% upside
AIO vs HSBC — FAQ
Is AIO or HSBC a better dividend stock?
On the data, AIO wins more head-to-head categories (5 vs 2). AIO offers the higher yield (10.57%), while AIO has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AIO or HSBC?
AIO has the higher forward dividend yield at 10.57%, versus 4.39% for HSBC.
Is AIO or HSBC safer?
AIO has the higher dividend-safety score (83/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is AIO or HSBC better value right now?
As of Oct 31, 2026, AIO looks like the better value: its fair-value estimate is 103% above its share price (undervalued). For HSBC, its fair-value estimate is 75% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.