SmarterDividends

AIO vs MA: Which Is the Better Dividend Stock?

As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AIO offers the higher yield at 8.44%, MA has the higher dividend-safety score, and AIO trades at the larger discount to fair value (+138%).

MetricAIOMA
Forward yield8.44%0.58%
Annual dividend$2.16$3.48
Payout ratio42%18%
Years of growth0 yr14 yr
5-yr dividend growth6.8%13.7%
5-yr total return-4%67%
Dividend safety score82 (A)87 (A)
Fair value estimate$61.15$641.25
Upside to fair value+138%+10%
Frequencymonthlyquarterly
Market cap$891.6M$525.1B
P/E ratio5.933.0

Higher yield

AIO

8.44%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

AIO

+138% upside

AIO vs MA — FAQ

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