BAC vs BOTJ: Which Is the Better Dividend Stock?
As of September 2026, BOTJ (Bank of the James Financial Group, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.22%, BOTJ has the higher dividend-safety score, and BOTJ trades at the larger discount to fair value (+73%).
| Metric | BAC | BOTJ |
|---|---|---|
| Forward yield | 2.22% | 1.46% |
| Annual dividend | $1.28 | $0.40 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 9.5% |
| 5-yr total return | 21% | 75% |
| Dividend safety score | 86 (A) | 91 (A) |
| Fair value estimate | $91.91 | $47.11 |
| Upside to fair value | +59% | +73% |
| Frequency | quarterly | quarterly |
| Market cap | $403.7B | $123.8M |
| P/E ratio | 13.3 | 10.8 |
Higher yield
BAC
2.22%
Safer dividend
BOTJ
Grade A
Faster growth
BOTJ
9.5%
Better value
BOTJ
+73% upside
BAC vs BOTJ — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.