BOTJ vs MA: Which Is the Better Dividend Stock?
As of September 2026, BOTJ (Bank of the James Financial Group, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BOTJ offers the higher yield at 1.46%, BOTJ has the higher dividend-safety score, and BOTJ trades at the larger discount to fair value (+73%).
| Metric | BOTJ | MA |
|---|---|---|
| Forward yield | 1.46% | 0.62% |
| Annual dividend | $0.40 | $3.48 |
| Payout ratio | 16% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 9.5% | 13.7% |
| 5-yr total return | 75% | 68% |
| Dividend safety score | 91 (A) | 88 (A) |
| Fair value estimate | $47.11 | $574.22 |
| Upside to fair value | +73% | +2% |
| Frequency | quarterly | quarterly |
| Market cap | $123.8M | $495.2B |
| P/E ratio | 10.8 | 31.1 |
Higher yield
BOTJ
1.46%
Safer dividend
BOTJ
Grade A
Faster growth
MA
13.7%
Better value
BOTJ
+73% upside
BOTJ vs MA — FAQ
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