BAC vs EARN: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. EARN offers the higher yield at 22.27%, BAC has the higher dividend-safety score, and EARN trades at the larger discount to fair value (+47%).
| Metric | BAC | EARN |
|---|---|---|
| Forward yield | 2.05% | 22.27% |
| Annual dividend | $1.28 | $0.96 |
| Payout ratio | 26% | 0% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -22.2% |
| 5-yr total return | 48% | -61% |
| Dividend safety score | 86 (A) | 52 (C) |
| Fair value estimate | $90.46 | $6.43 |
| Upside to fair value | +44% | +47% |
| Frequency | quarterly | monthly |
| Market cap | $438.4B | $162.3M |
| P/E ratio | 14.4 | 15.4 |
Higher yield
EARN
22.27%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
EARN
+47% upside
BAC vs EARN — FAQ
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