EARN vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. EARN offers the higher yield at 22.27%, HSBC has the higher dividend-safety score, and EARN trades at the larger discount to fair value (+49%).
| Metric | EARN | HSBC |
|---|---|---|
| Forward yield | 22.27% | 3.62% |
| Annual dividend | $0.96 | $3.75 |
| Payout ratio | 0% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -22.2% | -13.8% |
| 5-yr total return | -61% | 303% |
| Dividend safety score | 52 (C) | 72 (B) |
| Fair value estimate | $6.43 | $137.47 |
| Upside to fair value | +49% | +31% |
| Frequency | monthly | quarterly |
| Market cap | $162.3M | $360.6B |
| P/E ratio | 15.4 | 14.8 |
Higher yield
EARN
22.27%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
EARN
+49% upside
EARN vs HSBC — FAQ
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