EARN vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. EARN offers the higher yield at 21.72%, HSBC has the higher dividend-safety score, and EARN trades at the larger discount to fair value (+46%).
| Metric | EARN | HSBC |
|---|---|---|
| Forward yield | 21.72% | 3.73% |
| Annual dividend | $0.96 | $3.75 |
| Payout ratio | 0% | 62% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -22.2% | -13.8% |
| 5-yr total return | -62% | 281% |
| Dividend safety score | 54 (C) | 70 (B) |
| Fair value estimate | $6.43 | $127.75 |
| Upside to fair value | +46% | +27% |
| Frequency | monthly | quarterly |
| Market cap | $163.0M | $339.6B |
| P/E ratio | 16.1 | 16.6 |
Higher yield
EARN
21.72%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
EARN
+46% upside
EARN vs HSBC — FAQ
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