SmarterDividends

EARN vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. EARN offers the higher yield at 22.27%, MA has the higher dividend-safety score, and EARN trades at the larger discount to fair value (+47%).

MetricEARNMA
Forward yield22.27%0.62%
Annual dividend$0.96$3.48
Payout ratio0%18%
Years of growth0 yr14 yr
5-yr dividend growth-22.2%13.7%
5-yr total return-61%64%
Dividend safety score52 (C)88 (A)
Fair value estimate$6.43$574.10
Upside to fair value+47%-1%
Frequencymonthlyquarterly
Market cap$162.3M$498.6B
P/E ratio15.431.1

Higher yield

EARN

22.27%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

EARN

+47% upside

EARN vs MA — FAQ

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