SmarterDividends

BAC vs EIG: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. EIG offers the higher yield at 2.74%, BAC has the higher dividend-safety score, and EIG trades at the larger discount to fair value (+72%).

MetricBACEIG
Forward yield2.04%2.74%
Annual dividend$1.28$1.36
Payout ratio26%165%
Years of growth12 yr4 yr
5-yr dividend growth8.4%4.7%
5-yr total return48%26%
Dividend safety score86 (A)83 (A)
Fair value estimate$90.46$85.18
Upside to fair value+44%+72%
Frequencyquarterlyquarterly
Market cap$438.3B$891.7M
P/E ratio14.562.8

Higher yield

EIG

2.74%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

EIG

+72% upside

BAC vs EIG — FAQ

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