EIG vs HSBC: Which Is the Better Dividend Stock?
As of Nov 12, 2026, EIG and HSBC are closely matched. EIG offers the higher yield at 2.87%, EIG has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 35% above its share price).
Key facts: EIG vs HSBC
Data as of · Source: SmarterDividends data
- As of Nov 12, 2026, Employers Holdings, Inc. (EIG) has the higher forward dividend yield at 2.87%, versus 2.22% for HSBC Holdings plc (HSBC).
- As of Nov 12, 2026, SmarterDividends grades EIG's dividend safety A (83/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Nov 12, 2026, EIG has raised its dividend for 4 consecutive years and HSBC for 0.
- As of Nov 12, 2026, EIG pays out 75% of its earnings as dividends and HSBC pays out 54%.
- As of Nov 12, 2026, EIG's fair-value estimate is 48% below its share price and HSBC's fair-value estimate is 35% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "EIG vs HSBC: Dividend Yield, Safety & Value Compared," updated Nov 12, 2026, https://smarterdividends.com/compare/eig-vs-hsbc
| Metric | EIG | HSBC |
|---|---|---|
| Forward yield | 2.87% | 2.22% |
| Annual dividend | $1.36 | $2.00 |
| Payout ratio | 75% | 54% |
| Years of growth | 4 yr | 0 yr |
| 5-yr dividend growth | 4.7% | -13.8% |
| 5-yr total return | 23% | 215% |
| Dividend safety score | 83 (A) | 72 (B) |
| Fair value estimate | $24.46 | $122.15 |
| Upside to fair value | -48% | +35% |
| Frequency | quarterly | quarterly |
| Market cap | $830.0M | $308.4B |
| P/E ratio | 26.7 | 11.8 |
Higher yield
EIG
2.87%
Safer dividend
EIG
Grade A
Faster growth
EIG
4.7%
Better value
HSBC
+35% upside
EIG vs HSBC — FAQ
Is EIG or HSBC a better dividend stock?
EIG and HSBC are closely matched. EIG has the higher yield; EIG scores better on safety.
Which has a higher dividend yield, EIG or HSBC?
EIG has the higher forward dividend yield at 2.87%, versus 2.22% for HSBC.
Is EIG or HSBC safer?
EIG has the higher dividend-safety score (83/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is EIG or HSBC better value right now?
As of Nov 12, 2026, HSBC looks like the better value: its fair-value estimate is 35% above its share price (undervalued). For EIG, its fair-value estimate is 48% below its share price.
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