SmarterDividends

EIG vs V: Which Is the Better Dividend Stock?

As of Nov 12, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. EIG offers the higher yield at 2.87%, V has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 24% below its share price).

Key facts: EIG vs V

Data as of · Source: SmarterDividends data

  • As of Nov 12, 2026, Employers Holdings, Inc. (EIG) has the higher forward dividend yield at 2.87%, versus 0.73% for Visa Inc. (V).
  • As of Nov 12, 2026, SmarterDividends grades EIG's dividend safety A (83/100) and V's A (93/100).
  • By SmarterDividends' count as of Nov 12, 2026, EIG has raised its dividend for 4 consecutive years and V for 17.
  • As of Nov 12, 2026, EIG pays out 75% of its earnings as dividends and V pays out 22%.
  • As of Nov 12, 2026, EIG's fair-value estimate is 48% below its share price and V's fair-value estimate is 24% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "EIG vs V: Dividend Yield, Safety & Value Compared," updated Nov 12, 2026, https://smarterdividends.com/compare/eig-vs-v

MetricEIGV
Forward yield2.87%0.73%
Annual dividend$1.36$3.12
Payout ratio75%22%
Years of growth4 yr17 yr
5-yr dividend growth4.7%14.9%
5-yr total return23%118%
Dividend safety score83 (A)93 (A)
Fair value estimate$24.46$321.86
Upside to fair value-48%-24%
Frequencyquarterlyquarterly
Market cap$830.0M$794.0B
P/E ratio26.734.5

Higher yield

EIG

2.87%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

V

-24% upside

EIG vs V — FAQ

Is EIG or V a better dividend stock?

On the data, V wins more head-to-head categories (7 vs 1). EIG offers the higher yield (2.87%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, EIG or V?

EIG has the higher forward dividend yield at 2.87%, versus 0.73% for V.

Is EIG or V safer?

V has the higher dividend-safety score (93/100 vs 83/100), reflecting stronger payout coverage and dividend-growth history.

Is EIG or V better value right now?

As of Nov 12, 2026, V looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For EIG, its fair-value estimate is 48% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.