SmarterDividends

BAC vs IBN: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 1.83%, BAC has the higher dividend-safety score, and IBN trades at the larger discount to fair value (+89%).

MetricBACIBN
Forward yield1.83%0.84%
Annual dividend$1.12$0.25
Payout ratio26%15%
Years of growth12 yr5 yr
5-yr dividend growth8.4%
5-yr total return47%52%
Dividend safety score85 (A)65 (C)
Fair value estimate$101.75$56.11
Upside to fair value+66%+89%
Frequencyquarterlyannual
Market cap$424.0B$106.7B
P/E ratio14.118.7

Higher yield

BAC

1.83%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

IBN

+89% upside

BAC vs IBN — FAQ

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