SmarterDividends

BAC vs IBN: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BAC offers the higher yield at 2.22%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACIBN
Forward yield2.22%0.89%
Annual dividend$1.28$0.25
Payout ratio26%14%
Years of growth12 yr5 yr
5-yr dividend growth8.4%
5-yr total return21%33%
Dividend safety score86 (A)56 (C)
Fair value estimate$91.91$30.51
Upside to fair value+59%+8%
Frequencyquarterlyannual
Market cap$403.7B$101.0B
P/E ratio13.317.5

Higher yield

BAC

2.22%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs IBN — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.