HSBC vs IBN: Which Is the Better Dividend Stock?
As of Nov 5, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. HSBC offers the higher yield at 2.24%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: HSBC vs IBN
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 2.24%, versus 0.80% for ICICI Bank Limited (IBN).
- As of Nov 5, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and IBN's C (55/100).
- By SmarterDividends' count as of Nov 5, 2026, HSBC has raised its dividend for 0 consecutive years and IBN for 5.
- As of Nov 5, 2026, HSBC pays out 54% of its earnings as dividends and IBN pays out 14%.
- As of Nov 5, 2026, HSBC's fair-value estimate is 65% above its share price and IBN's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs IBN: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/hsbc-vs-ibn
| Metric | HSBC | IBN |
|---|---|---|
| Forward yield | 2.24% | 0.80% |
| Annual dividend | $2.00 | $0.25 |
| Payout ratio | 54% | 14% |
| Years of growth | 0 yr | 5 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 209% | 60% |
| Dividend safety score | 68 (B) | 55 (C) |
| Fair value estimate | $145.65 | $45.98 |
| Upside to fair value | +65% | +44% |
| Frequency | quarterly | annual |
| Market cap | $301.5B | $114.6B |
| P/E ratio | 11.5 | 18.1 |
Higher yield
HSBC
2.24%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
HSBC
+65% upside
HSBC vs IBN — FAQ
Is HSBC or IBN a better dividend stock?
On the data, HSBC wins more head-to-head categories (5 vs 2). HSBC offers the higher yield (2.24%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or IBN?
HSBC has the higher forward dividend yield at 2.24%, versus 0.80% for IBN.
Is HSBC or IBN safer?
HSBC has the higher dividend-safety score (68/100 vs 55/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or IBN better value right now?
As of Nov 5, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For IBN, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.