IBN vs MA: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. IBN offers the higher yield at 0.80%, MA has the higher dividend-safety score, and IBN looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: IBN vs MA
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, ICICI Bank Limited (IBN) has the higher forward dividend yield at 0.80%, versus 0.52% for Mastercard Incorporated (MA).
- As of Nov 5, 2026, SmarterDividends grades IBN's dividend safety C (55/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 5, 2026, IBN has raised its dividend for 5 consecutive years and MA for 14.
- As of Nov 5, 2026, IBN pays out 14% of its earnings as dividends and MA pays out 18%.
- As of Nov 5, 2026, IBN's fair-value estimate is 44% above its share price and MA's fair-value estimate is 25% below its share price, so IBN looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "IBN vs MA: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/ibn-vs-ma
| Metric | IBN | MA |
|---|---|---|
| Forward yield | 0.80% | 0.52% |
| Annual dividend | $0.25 | $3.48 |
| Payout ratio | 14% | 18% |
| Years of growth | 5 yr | 14 yr |
| 5-yr dividend growth | — | 13.7% |
| 5-yr total return | 60% | 103% |
| Dividend safety score | 55 (C) | 89 (A) |
| Fair value estimate | $45.98 | $499.25 |
| Upside to fair value | +44% | -25% |
| Frequency | annual | quarterly |
| Market cap | $114.6B | $578.5B |
| P/E ratio | 18.1 | 34.7 |
Higher yield
IBN
0.80%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
IBN
+44% upside
IBN vs MA — FAQ
Is IBN or MA a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 3). IBN offers the higher yield (0.80%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, IBN or MA?
IBN has the higher forward dividend yield at 0.80%, versus 0.52% for MA.
Is IBN or MA safer?
MA has the higher dividend-safety score (89/100 vs 55/100), reflecting stronger payout coverage and dividend-growth history.
Is IBN or MA better value right now?
As of Nov 5, 2026, IBN looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.