SmarterDividends

BAC vs RQI: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. RQI offers the higher yield at 9.52%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACRQI
Forward yield2.29%9.52%
Annual dividend$1.28$1.08
Payout ratio26%62%
Years of growth12 yr0 yr
5-yr dividend growth8.4%0.0%
5-yr total return21%-32%
Dividend safety score86 (A)71 (B)
Fair value estimate$91.91$11.86
Upside to fair value+59%+4%
Frequencyquarterlymonthly
Market cap$390.9B$1.5B
P/E ratio12.96.9

Higher yield

RQI

9.52%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs RQI — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.