BAC vs RQI: Which Is the Better Dividend Stock?
As of Nov 10, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. RQI offers the higher yield at 9.03%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 26% above its share price).
Key facts: BAC vs RQI
Data as of · Source: SmarterDividends data
- As of Nov 10, 2026, Cohen & Steers Quality Income Realty Fund, Inc. (RQI) has the higher forward dividend yield at 9.03%, versus 2.53% for Bank of America Corporation (BAC).
- As of Nov 10, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and RQI's B (71/100).
- By SmarterDividends' count as of Nov 10, 2026, BAC has raised its dividend for 12 consecutive years and RQI for 0.
- As of Nov 10, 2026, BAC pays out 28% of its earnings as dividends and RQI pays out 68%.
- As of Nov 10, 2026, BAC's fair-value estimate is 26% above its share price and RQI's fair-value estimate is 2% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs RQI: Dividend Yield, Safety & Value Compared," updated Nov 10, 2026, https://smarterdividends.com/compare/bac-vs-rqi
| Metric | BAC | RQI |
|---|---|---|
| Forward yield | 2.53% | 9.03% |
| Annual dividend | $1.28 | $1.08 |
| Payout ratio | 28% | 68% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 11% | -28% |
| Dividend safety score | 85 (A) | 71 (B) |
| Fair value estimate | $63.64 | $11.76 |
| Upside to fair value | +26% | -2% |
| Frequency | quarterly | monthly |
| Market cap | $348.8B | $1.8B |
| P/E ratio | 12.1 | 7.3 |
Higher yield
RQI
9.03%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+26% upside
BAC vs RQI — FAQ
Is BAC or RQI a better dividend stock?
On the data, BAC wins more head-to-head categories (7 vs 1). RQI offers the higher yield (9.03%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or RQI?
RQI has the higher forward dividend yield at 9.03%, versus 2.53% for BAC.
Is BAC or RQI safer?
BAC has the higher dividend-safety score (85/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or RQI better value right now?
As of Nov 10, 2026, BAC looks like the better value: its fair-value estimate is 26% above its share price (undervalued). For RQI, its fair-value estimate is 2% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.