HSBC vs RQI: Which Is the Better Dividend Stock?
As of Nov 10, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. RQI offers the higher yield at 9.03%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 35% above its share price).
Key facts: HSBC vs RQI
Data as of · Source: SmarterDividends data
- As of Nov 10, 2026, Cohen & Steers Quality Income Realty Fund, Inc. (RQI) has the higher forward dividend yield at 9.03%, versus 2.22% for HSBC Holdings plc (HSBC).
- As of Nov 10, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and RQI's B (71/100).
- As of Nov 10, 2026, HSBC pays out 54% of its earnings as dividends and RQI pays out 68%.
- As of Nov 10, 2026, HSBC's fair-value estimate is 35% above its share price and RQI's fair-value estimate is 2% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs RQI: Dividend Yield, Safety & Value Compared," updated Nov 10, 2026, https://smarterdividends.com/compare/hsbc-vs-rqi
| Metric | HSBC | RQI |
|---|---|---|
| Forward yield | 2.22% | 9.03% |
| Annual dividend | $2.00 | $1.08 |
| Payout ratio | 54% | 68% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.0% |
| 5-yr total return | 215% | -28% |
| Dividend safety score | 72 (B) | 71 (B) |
| Fair value estimate | $122.15 | $11.76 |
| Upside to fair value | +35% | -2% |
| Frequency | quarterly | monthly |
| Market cap | $308.5B | $1.8B |
| P/E ratio | 11.8 | 7.3 |
Higher yield
RQI
9.03%
Safer dividend
HSBC
Grade B
Faster growth
RQI
0.0%
Better value
HSBC
+35% upside
HSBC vs RQI — FAQ
Is HSBC or RQI a better dividend stock?
On the data, HSBC wins more head-to-head categories (5 vs 2). RQI offers the higher yield (9.03%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or RQI?
RQI has the higher forward dividend yield at 9.03%, versus 2.22% for HSBC.
Is HSBC or RQI safer?
HSBC has the higher dividend-safety score (72/100 vs 71/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or RQI better value right now?
As of Nov 10, 2026, HSBC looks like the better value: its fair-value estimate is 35% above its share price (undervalued). For RQI, its fair-value estimate is 2% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.