BAC vs TRU: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.29%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | TRU |
|---|---|---|
| Forward yield | 2.29% | 0.70% |
| Annual dividend | $1.28 | $0.50 |
| Payout ratio | 26% | 13% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 8.9% |
| 5-yr total return | 21% | -37% |
| Dividend safety score | 86 (A) | 79 (B) |
| Fair value estimate | $91.91 | $62.51 |
| Upside to fair value | +59% | -14% |
| Frequency | quarterly | quarterly |
| Market cap | $390.9B | $13.2B |
| P/E ratio | 12.9 | 18.2 |
Higher yield
BAC
2.29%
Safer dividend
BAC
Grade A
Faster growth
TRU
8.9%
Better value
BAC
+59% upside
BAC vs TRU — FAQ
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